Shopify Capital publishes less than most guides claim. Here is what Shopify actually states, what it does not, and which third-party options fill the gap.
Match funding to your eCommerce stage and revenue predictability. Use flexible repayments for volatile sales or fixed loans for steady income.
Match funding to your eCommerce growth stage—bootstrapping, revenue-based financing, loans, or equity to scale while protecting cash flow.
Compare variable, fixed, and rolling funding for eCommerce businesses. See how each affects cash flow, fees, terms, and ideal use cases.
A rolling cash line ties repayments to sales, delivers fast funding without personal guarantees, and helps eCommerce manage inventory, marketing, and growth.
Incremental funding matches eCommerce cash flow: repayments tied to sales, pay interest only on used funds, fast approvals, and no personal collateral.
Revolving cash lines let eCommerce sellers draw funds as needed, repay based on sales, and finance inventory and marketing to handle demand spikes.
Flexible funding that ties repayments to a share of monthly sales, helping eCommerce sellers manage cash flow and scale without giving up equity.
Fast, non-dilutive funding tied to sales that helps established eCommerce brands manage inventory, seasonal spikes, and marketing without long bank waits.
How draw-based funding helps eCommerce sellers borrow only what they use, cut idle capital fees by up to 40%+, and tie repayments to sales.