"Having the flexibility to draw funds as we need them has been a game changer for our growth. Andrew and his team's communication and customer service are always excellent - I know I have a true partner with Onramp."
Chad Tovey
CEO at Curriculum
Loans at the speed of eCommerce
We Build Funding Offers for
Amazon
Sellers in Minutes!
If you’re set up with an individual or professional Amazon Seller Central account and want to explore funding options, Onramp is the place for you. Using business performance data from your Seller Central account, we will assess your eligibility and make an offer in minutes.
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Fast application
We can import your sales history from Amazon Seller Central in minutes.
Less paperwork
You won’t need to provide additional proof of sales or revenue.
No personal credit check
Unlike a traditional loan, your offer isn’t based on your credit score.
Get funded faster
Once approved, you’ll see the funds deposited in hours.
How Do I Get
Funding
Using My Amazon Seller Account?
Using secure APIs, Onramp integrates directly with the Amazon store using your Seller Central account. Once we have access to your business performance data, Onramp can quickly provide offers, approvals, and funding to qualified Amazon sellers.
1 min
Submit your funding request
Start your funding request using Onramp’s site.
5 mins
Securely connect your store
Create an Onramp account and connect it to your Amazon Seller Central account.*
<24 HRS
Receive funds
If you accept the offer you can see the funds in your account in less than 24 hours.
Amazon Seller Funding Eligibility and Repayment
Your eligibility and offer are based on three main criteria:
- Your sales history
This is to ensure your reputation as a seller with Amazon is good. You can increase the value of your offer by connecting multiple eCommerce platforms where you have a sales history. - Your cash flow needs
Expect multiple offers with the freedom to pick what works best for your business. We want to help you succeed. - Your current debt obligations
Onramp exists to help eCommerce businesses like yours manage cash flow, not bury you in financial obligations.
Once we’ve evaluated those criteria, we build a funding and repayment package that’s customized to your Amazon business and future sales projections. We win when you win – that’s the Onramp promise.
Trusted by thousands of merchants
Questions about Amazon Funding? We've got answers.
What are the benefits of using Onramp to fund my growth?
- Once approved, you’ll gain access to the funds in less than 24 hours.
- You can connect multiple eCommerce platform accounts to achieve the best offer possible.
- You have zero obligation to accept the offer.
- Your funding plan is tailored to your business.
- Your repayments are based on sales.
- You don’t need collateral or a high credit score.
- You can use the funds for any business need.
Do I have to be an eCommerce business to apply?
Yes, we exclusively work with eCommerce sellers. At the moment, we support eCommerce merchants selling on Amazon, Shopify, Walmart, BigCommerce, WooCommerce, and Squarespace. We only work with business sellers (LLC, Single-Member LLC, C-Corp, S-Corp) based in the United States at this time.
How do you determine my offer?
We evaluate your Amazon sales history, cash flow needs, and debt positions to make you an offer that fits with your cash flow capability. We structure your financing to ensure you’re not putting your Amazon seller business at risk with too much debt.
How long does it take to get pre-qualified?
Signing up and connecting your Amazon store takes only a few minutes and allows us to get you a pre-qualification offer. In just a few more minutes, you complete the qualification process by connecting your bank.
Is there a commitment?
Any Amazon seller can sign up, connect their store and receive a pre-qualified offer with zero obligation.
How long does it take to get pre-qualified?
Signing up and connecting your Shopify store takes only a few minutes and allows us to get you a pre-qualification offer. In just a few additional minutes, you can complete the qualification process by connecting your bank.
What can I use my funds on?
As the owner of your business, you know your business best. Use your funds on inventory, product development, shipping and logistics, marketing spend, overhead expenses, or whatever grows your Amazon business and drives sales. We are always happy to strategize with you!
How do I repay?
Your payments sync with your sales deposits through the Amazon store every 14 days. You’ll never have to worry about your ability to repay if your Amazon sales slow down. You pay us when you receive sales deposits.
Why does Onramp require read-only access to my Amazon Seller account?
We’re a modern lender that bases our lending decisions using business performance data from your Amazon Seller Central account.
Have a different question?
Get in touch with usGet the Working Capital Your Business Needs.
Let’s connect your Amazon account to Onramp and get your offer rolling!
