How Onramp Works

Onramp isn’t a traditional lender.  We aren’t a credit card company. We are a company completely aligned with yours, with skin in the game.  We want you to succeed as much as you do because our success depends on yours.

Unlike loans and credit cards with accruing interest and minimum payments, Onramp automatically takes approximately 1% of sales until the loan balance hits zero.  You don’t pay us unless you are making money; we have skin-in-the-game, just like you.

No monthly bills. No late payments. No interest. No minimum payments.
Just peace of mind, you’ll have the cash when you need it.

Bi-Weekly Sales


Why Onramp?

Get Prequalified with NO Commitment
in Minutes

Not ready to jump in quite yet? No problem. Signing up and connecting your store takes only a few minutes, and we can pre-qualify you within minutes with ZERO obligation. It’s a great way to see how much cash you can get before you commit to anything.

Ready to move forward? Just give us a few more pieces of information, and you can have your cash within a day or so. It’s that easy.


Fast Sign Up. Fast Cash.

We are synced with your store via a read-only API, so with each item you sell, we automatically take a small fee that is on average 50% less than banks and funding tools. Just request a cash amount, and we’ll take care of the rest.

We only get paid when you get paid, with payments synchronized with your sales. If sales speed up, grab more cash. Suppose they slow down, no stress as there are no fees to Onramp and no minimum monthly payments.

With Onramp, our goal is to fuel the appetite for your business. A tool built for e-commerce sellers, it is the easiest and fastest way to get the cash you need to scale your business.

1. Create username & password

Time to complete:

2. Integrate store

Time to complete:

3. Pre-qualification cash offer

Time to complete:
10 minutes or less

4. Connect bank

Time to complete:

5. Get cash

Time to complete:
24 hours after connection

6. Pay us when you get paid

After your products sell

Ready for Onramp?

Ready to solve your funding challenges, reduce financing costs, and get back to doing the things you love? We’re ready to help.