Free Tools & Guides for Ecommerce Sellers

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Can you pay off 8fig early? How 8fig Growth Plans handle early payoff

Can you pay off 8fig early? How 8fig Growth Plans handle early payoff

What 8fig's terms say about paying off a Growth Plan early, how the cost of capital works, and what to check before moving an 8fig balance.

November 12, 2026

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Tools
Can you pay off 8fig early? How 8fig Growth Plans handle early payoff
Resource
Finance

Can you pay off 8fig early? How 8fig Growth Plans handle early payoff

What 8fig's terms say about paying off a Growth Plan early, how the cost of capital works, and what to check before moving an 8fig balance.

November 12, 2026
How to refinance a merchant cash advance: steps, costs and what to check
Resource
Finance

How to refinance a merchant cash advance: steps, costs and what to check

How merchant cash advance refinancing works: renewals, payoffs by a new funder, consolidation and SBA, a worked example, and the steps to close the old advance.

November 12, 2026
Is reverse consolidation a good idea for an ecommerce business?
Resource
Finance

Is reverse consolidation a good idea for an ecommerce business?

How reverse consolidation works, how it differs from payoff consolidation, when it makes sense as a bridge, and what to ask before you sign.

November 12, 2026
MCA payments squeezing your cash flow? Your options besides another advance
Resource
Finance

MCA payments squeezing your cash flow? Your options besides another advance

What to do when merchant cash advance payments squeeze your cash flow: payment adjustments, frequency changes, consolidation, and why another advance usually makes it worse.

November 12, 2026
Inventory factoring for ecommerce: what it means and what to use instead
Resource
Inventory

Inventory factoring for ecommerce: what it means and what to use instead

What inventory factoring means for online sellers, how it compares with inventory-backed, purchase order and sales-based funding, and what to ask any funder.

November 12, 2026
Inventory financing for ecommerce sellers: how Onramp funds your inventory buys
Resource
Inventory

Inventory financing for ecommerce sellers: how Onramp funds your inventory buys

How ecommerce sellers fund inventory with Onramp: the cash-to-cash cycle, three repayment options, and a worked $100,000 production run example.

November 12, 2026
Can an SBA loan pay off a merchant cash advance?
Resource
Finance

Can an SBA loan pay off a merchant cash advance?

Not while the advance is active. What SBA's SOP 50 10 8.1 says about refinancing merchant cash advances, effective October 1, 2026, and what to do instead.

November 6, 2026
MCA debt consolidation for ecommerce sellers: what works and what to avoid
Resource
Finance

MCA debt consolidation for ecommerce sellers: what works and what to avoid

Payoff consolidation, reverse consolidation, settlement, and SBA refinancing compared: which ones close your advances, when consolidation helps, and what to check first.

November 6, 2026
How to get out of the advance cycle as an Amazon seller
Resource
Finance

How to get out of the advance cycle as an Amazon seller

Why Amazon sellers end up taking a new advance to cover the last one, how Amazon Lending works through third-party providers today, and five steps to break the cycle.

November 6, 2026