Shopify Profit Calculator

Key facts

• Shopify Payments: 2.9% + 30 cents per online transaction on the Basic plan, lower on higher plans; third-party gateways add a transaction fee.
• Payouts land in about 2 to 3 business days in the US, so the Shopify cash gap is inventory, not payouts.
• DTC brands commonly net 10% to 25% per order after product, shipping, processing, and ads.
• Shopify Capital is invite-only and sees only Shopify sales; Onramp Funds underwrites on combined sales across nine platforms.

Last updated September 7, 2026. Fee presets, payout timing, and Onramp Funds eligibility and fee example checked against the published sources listed at the end of this page.

How to use the Shopify profit calculator

Enter your selling price and landed product cost. The Shopify preset loads Shopify Payments at 2.9% plus 30 cents and a payout delay of about 3 business days. Add your outbound shipping and packaging, your ad cost per order, and your return rate. The result is net profit per order, margin, break-even price, and a cash timeline for a month of sales.

Shopify costs this calculator accounts for

Fee schedule checked September 7, 2026 against Shopify's published pricing; confirm rates for your plan in your admin.

• Payment processing: Shopify Payments charges 2.9% plus 30 cents per online transaction on the Basic plan, with lower rates on Shopify and Advanced plans. Using a third-party gateway adds a transaction fee on top of the gateway's own rate.
• Shipping and packaging: you ship it yourself or through a 3PL, so this is a real per-order cost that marketplaces hide inside a fulfillment fee. Discounted Shopify Shipping labels help but rarely make it zero.
• Apps and plan: monthly app subscriptions and the plan fee are overhead. Divide the monthly total by orders and add it to fixed fee per order if you want them in the unit view.
• Refunds: Shopify Payments returns the percentage fee on refunds in most regions but keeps the fixed portion, and you still paid to ship the order.
• Payouts: typically 2 to 3 business days after the order in the US, which makes Shopify one of the fastest-paying channels. The cash gap on a Shopify store is usually inventory, not payouts.

What makes this different

Shopify's own margin calculator handles price and cost. This one adds processing fees, shipping, ads, and returns, shows the cash position across a month, and imports your Finances or Orders export so the numbers come from your store. It also carries over to the inventory estimator, which is where most Shopify stores' cash actually goes.

• Cash timeline: every result shows when the money goes out, when the payout lands, and the week your cash bottoms out. None of the free fee calculators we reviewed in September 2026 does this.
• Import your own export: upload a payments or settlement report and the calculator fills in your real fees, refunds, and payout timing. The file stays in your browser.
• Compare two scenarios side by side, share a link with your numbers, or save the result as a PDF.

Fast payouts do not fix the inventory gap

Shopify pays quickly, but the supplier still gets paid months before the first order ships, and Shopify Capital is invite-only and sees only your Shopify sales. Onramp Funds advances capital against your combined sales across Shopify and eight other platforms, with a flat fee disclosed upfront and repayment as a percentage of sales. No personal credit check. See how much capital your combined revenue unlocks.

Sources

• Shopify plans and payment processing rates
• Onramp Funds: how it works, eligibility, and fee example

Frequently asked questions

What is a good profit margin for a Shopify store?

DTC brands commonly net 10% to 25% per order after product, shipping, processing, and ads. Ad cost per order is the swing factor; the same store can be at 25% or at zero depending on CAC.

What is the Shopify payout schedule?

In the US, Shopify Payments pays out on business days, typically 2 to 3 days after the transaction. First payouts on a new store can take longer.

Should I enter shipping I charge the customer?

Add it to the selling price, and enter what you pay the carrier as the shipping cost. The difference is margin like any other.

Does this calculator store my data?

No. Everything runs in your browser and nothing is uploaded.