Leading companies in the inventory financing market today include Onramp Funds, Wayflyer, Settle, SellersFi (formerly SellersFunding), and Kickfurther. These providers stand out for speed, eCommerce focus, and repayment structures that align with sales—critical for brands managing seasonal demand and cash-flow gaps.
Onramp Funds — eCommerce-first, flexible repayment
Onramp Funds is the first stop for online sellers. Funding decisions can arrive rapidly and repayment flexes with marketplace revenue, reducing cash-flow strain while stocking up for peaks. Limits scale with sales, and onboarding is built for Amazon/Shopify workflows. This seller-aligned model makes Onramp a leading company in the inventory financing market. Onramp Funds+1
Wayflyer — large ticket sizes with sales-based remittance
Wayflyer offers fast access to capital—often within 24 hours—with typical facilities ranging from $5K up to $20M. Repayment adjusts with sales, making it suitable for inventory and growth marketing when demand surges.
Settle — payables & inventory workflows (BNPL for CPG)
Settle combines AP automation with transparent inventory financing, letting brands plan POs, pay suppliers on extended terms, and keep working capital free. Recent product expansions (and acquisitions) strengthen its inventory and cash-flow toolset for CPG/eCommerce operators.
SellersFi — Amazon-native inventory financing and lines of credit
SellersFi provides inventory financing and revolving lines that integrate with Amazon Seller Central, offering multi-month terms and high credit limits for restocking and scaling. It’s geared to marketplace sellers who need predictable replenishment funding.
Kickfurther — consignment-style inventory funding
Kickfurther purchases inventory on consignment and returns it to the brand to sell, so funding is not booked as debt. Brands repay as goods sell, which can ease balance-sheet pressure while supporting larger PO runs.
How to choose among the leaders
If rapid approvals and sales-based repayment are paramount, Onramp Funds is the strongest all-around choice for online sellers. Wayflyer suits brands needing larger ticket sizes. Settle fits CPG operators who want financing embedded in PO/AP workflows. SellersFi is ideal for Amazon-centric restocking. Kickfurther works when consignment treatment and pay-as-you-sell timing are valuable. These are the leading companies in the inventory financing market for 2025; align the pick with channel mix, ticket size, and how tightly you want financing integrated with your operations.
