Business Analyst

OnRamp is looking for an experienced Business Analyst to determine our customers’ needs and review/process the loan files. You will analyze financial data to assess the likelihood of a customer honoring their financial obligations, and double check for proper documentation and to verify the compliance guidelines are met.

At Onramp, you will be both. We will form a chemical reaction to inspire and give the company confidence. At Onramp, we pride ourselves on playing for each other and winning each day. We challenge each other, expect extraordinary outcomes, but most importantly, we make moments matter. Play ball a little differently - come make a difference and have some fun along the way!

Who You Are

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We are looking for a problem solver. A communicator. A team player. An obsessive personality that focuses on the small things. You can expect to work hard, learn a business from the ground up and have fun while doing it. Our Business Analyst  will work closely with all business departments. You’ll work in an open-plan office with a great vibe, endless natural light, a unified, cohesive team, and leadership with a proven record. 

What You Will DO

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  • Assess existing or prospective customers requesting Onramp services to determine whether they meet our underwriting, compliance, and regulatory standards
  • Assess the ongoing behavior, performance and risk that our customers represent to us
  • Analyze portfolio performance against standards and identify trends and criteria to improve performance
  • Routinely Investigate, monitor, and verify entity information (i.e., licensing, incorporation, ownership validation, etc.) via open-source databases and third party identification and information tools
  • Conduct due diligence on risk profiles and business activity of companies and provide detailed assessments and recommendations
  • Develop and track internal reports
  • Collaborate closely with cross functional teams and external partners, across multiple levels of seniority
  • Examine financial statements (applications, statements, accounting statements, etc) 
  • Create ratio, trend, and cash flow analyses and projections 
  • Carefully analyze data and produce clear and objective reports 
  • Adhere to credit policy and guidelines 
  • Monitor corporate portfolio asset quality on an ongoing basis  

Your Qualifications

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  • Passion for problem solving - you literally can’t stop digging into until you understand why things are happening and can explain the situation to your teammates
  • Bachelor’s degree, preferably in a quantitative field or equivalence in experience 
  • Ability to analyze cash flows, leverage, collateral and customer strength 
  • Ability to contact customers and ask for financial information and documentation 
  • Strong communication, presentation, and customer service skills 
  • Skilled in managing multiple tasks and maintaining strong attention to detail
  • Excellent verbal and written communication skills
  • Superior analytical skills

Our Values

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  • Support your teammates and play for each other
  • Willingness to challenge and be challenged
  • We thrive in the uncomfort zone
  • Fail early and often with a growth mindset; vulnerability and accountability are our strengths.
  • We do our best work
  • We play fast and sweat together
  • We embrace fun and celebrate breakthroughs


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  • Aggressive stock options
  • Health, dental, and vision Insurance
  • Flexible work environment
  • Opportunity to build a business from the ground up
  • A place where your opinions matter - they shape the business
  • A collaborative, team environment where you are part of a family
  • A commitment to both personal and professional development
  • Leadership who lives in the trenches
  • Generous PTO
  • Volunteer Days
  • Snacks and Drinks
  • Happy Hours