Revenue-Based Financing Term Sheet: Guide for Understanding
Revenue Based Financing (RBF for short), sometimes called a Merchant Cash Advance, is a newer form of funding, especially in the eCommerce space where sellers are provided funding for essential business expenses based primarily on their current revenue. When working out a deal with a lender, you’ll sometimes get a document outlining essential information like…Read More
Is Merchant Cash Advance Financing the Right one for Your Online Store?
E-commerce businesses are thriving, and online sales are growing increasingly popular every year. Forbes predicts that we’ll see a growth of over 10% in terms of online sales this year. However, many small e-commerce businesses face a capital barrier: they simply don’t have enough cash to invest in their business and seize this spike in…Read More
eCommerce Loans: Scale Up in 2023 With a Cash Advance for Your Business
As the owner of a small ecommerce business, there are times when getting hit by an incredibly busy sales weekend is both a blessing and curse. Suddenly inventory is low and even your shipping supplies need to be restocked! When a slew of new customers rush in all at once, it can be overwhelming to…Read More
The Importance of Borrowing and Spending Only What You Need to Keep Your eComm Healthy Financially
All the signs indicate a looming global recession in 2023, which will bring along a significant decline in consumer spending and less economic activity. In a recent CNN interview, the owner of the world’s largest eCommerce marketplace, Jeff Bezos, warned businesses and consumers to postpone big purchases and hold on to their money. According to…Read More
What is a Merchant Cash Advance?
A Quick Answer: A merchant cash advance (MCA), sometimes called revenue-based financing, is a unique form of funding for small businesses and eCommerce businesses with a unique qualification and repayment process primarily determined by revenue generated rather than traditional loan qualifying metrics. What is the difference between a Merchant Cash Advance and a Traditional Bank…Read More
Ecommerce Funding Without A Credit Check? It’s Possible.
The world of funding eCommerce businesses is one of frustration and a lack of options. When it comes to lending money to businesses, banks have a high list of requirements. Just look at this list of business loan requirements from NerdWallet, you can see a bit of what is expected: Good Personal and Business credit…Read More
Non-Bank Lending Options for eCommerce Businesses
If you’ve been running an eCommerce business for some time and need funding, you might think a bank is the most logical place to find financing. However, suppose you make an appointment at a bank to discuss funding. In that case, you’ll quickly find that funding an eCommerce business is a non-starter for all traditional…Read More
Ecommerce Funding: 7 Financing Types (Ranked 2022)
Funding is absolutely critical for the success of your eCommerce business. Without funding, you are limiting your ability to grow, secure stock in a timely manner, and even do simple things like pay yourself consistently. Unfortunately, securing financing for your business can be tricky and expensive. Because of this, we’re going to go through various…Read More
What eCommerce Cash Flow Management Tools Can Do for Your Business
Your eCommerce business can grow slowly or quickly depending on your ability to leverage all available tools at your disposal. Maintaining short-term maneuverability and long-term stability with reliable cash flow and keen funds management is vital at any growth stage. Finding ways to control your cash flow can help you outshine the competition and gain…Read More
Does Revenue-Based Financing Make Sense for Your eCom Business?
Revenue-based financing is a great addition to any capital stack and far less risky than the debt-based financing options of old. This is because financing methods that do not take revenue generation and inventory realities into account – let alone uncertain supply-chain predictions – can easily amount to tactlessly investing or stockpiling products without a…Read More