Posts by Zilker Partners
Beyond the Alternatives: How Onramp Compares to Credit Cards
eCommerce merchants have always struggled to receive funding from traditional lenders, in large part because they lack assets that can be used as collateral. With an uncertain global economy, finding money has become more difficult. Rising interest rates and high inflation have made consumers more purposeful in their spending. Combined, these factors present a challenging…
Read MoreOnramp vs. Bank Loans: Which Is Better for eCommerce?
Most businesses rely on financing to get them through tough times or periods of growth. Loans and cash advances can fund payroll in a pinch, help businesses put down money on new equipment, or open up the door to new suppliers and geographic markets. In fact, only 7% of businesses didn’t use financial services at…
Read MoreeCommerce Seller Financing: What Works for Your Business and How to Get Started
Small businesses rely on sound financial strategies to stay profitable in the long term. While business plans, organized strategies, and a popular product do a lot of the heavy lifting, simply having access to capital should be a priority for your business. After all, one in three small businesses struggle—or fail entirely—because they don’t have…
Read MoreHow Ecommerce Lending Can Affect the Financial Health and Sustainability of Small Businesses
eCommerce is a high-risk industry for many first-time business owners, and unfortunately, many businesses won’t last long. As many as nine out of ten eCommerce businesses will fail within their first four months, and businesses continue to fail at high rates even after that threshold. Dozens of different obstacles can block the path between you…
Read MoreHow a Walmart Business Line of Credit Can Help Scale Your eCommerce Business
Last year, Walmart Marketplace had over 150,000 sellers, a significant growth from their 91,000 in 2021. If your business has joined the ranks of Walmart Marketplace sellers, that means your business has an exciting new distribution channel for getting the attention of new customers, strengthening your brand, and increasing your revenue. Selling through Walmart is…
Read MoreAlternative Funding Options for Walmart Marketplace Sellers
Omnichannel selling is vital for eCommerce businesses fighting for a profitable position in crowded online sales niches. It’s not enough to sell through your direct website or a single third-party platform like Amazon. Whenever possible, spreading your products (and your brand) across major sales channels is the right move. Omnichannel selling increases your exposure to…
Read MorePreparing for Recession: The Benefits of Revenue-Based Financing Over Traditional Lending
Does it really matter if there’s a recession? If you ask that question out loud, you’ll probably hear a collective gasp from economists, bankers, and financial prognosticators. After all, it’s what they’ve been projecting for the last year. If you’re an eCommerce merchant, you don’t necessarily care if the gross domestic product (GDP) has declined…
Read MoreeCommerce Black Friday Tips for a Smooth and Profitable Sale
As you may already know, Black Friday and Cyber Monday or BFCM are the highest volume days of sales for almost every eCommerce business. During the November peak business month of 2021, consumers spent more than 135 billion, up 9% from the previous year. These eCommerce Black Friday tips will help you ensure your eCommerce…
Read MoreBlack Friday vs. Cyber Monday: How to Approach a Strategy for Your Ecom Store
Black Friday and Cyber Monday (BFCM) present lucrative opportunities for eCommerce businesses. Shoppers crowd retail outlets en masse seeking the best deals on different products. BFCM is very important to eCommerce retailers because the massive sales add significant weight to their annual revenue. Luckily, you can get a friendly financing option to allow you to…
Read MoreWhat eCommerce Cash Flow Management Tools Can Do for Your Business
Your eCommerce business can grow slowly or quickly depending on your ability to leverage all available tools at your disposal. Maintaining short-term maneuverability and long-term stability with reliable cash flow and keen funds management is vital at any growth stage. Finding ways to control your cash flow can help you outshine the competition and gain…
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